Fortis Health: Major Medical, Short Term
and Student Health Insurance

Fortis Health History: Over 112 years of excellence!

Fortis owns Fortis Health, a Wisconsin based health insurance company and market leader providing coverage for individuals, small business and the specialty insurance market. Although Fortis Health has changed its name throughout its history, the Milwaukee company has been rooted in the local community for a century. Formed in LaCrosse, WI as the LaCrosse Mutual Aide Association in 1892, the company moved to Milwaukee in 1900 and changed its name to time Insurance Company. In 1978, the company was purchased as the first North American global expansion acquisition by the Dutch AMEV organization. With the international merger that created Fortis in 1990, the local Milwaukee insurer became part of the growing Fortis family. In 1998 Time Insurance officially changed its name to Fortis Health.  

Financial Information:

Fortis Health is part of Fortis Inc., a financial services company that, through its operating companies and affiliates, provides specialty insurance and investment products to businesses, associations, financial service organizations and individuals in the United States. Fortis, Inc. is part of the Fortis group, which operates in the fields of insurance, banking and investments. Fortis' listed companies are Fortis (B) of Belgium and Fortis (NL) of The Netherlands.

The Fortis insurance group in the United States, which includes the three member companies of Fortis Health, is rated AA- by Standard & Poor’s. Fortis Insurance Company and John Alden Life Insurance Company are currently rated A- Excellent by A.M. Best. Fortis Benefits Insurance Company is rated A by A.M. Best.  

Fortis Health Products:

Individual Major Medical        for Quote

Available through Health of America Insurance Agency in the States of MN, TX and WI.

Fortis Health’s individual major medical insurance is designed for individuals and their families. These products fill a need for those who are self-employed or do not have insurance through an employer or another group. Fortis Health’s managed indemnity plans provide a range of deductibles and product features, giving individuals and families flexibility and choice in health insurance protection. Fortis Health is one of the major providers of such insurance in the United States. In fact, Life Association News cited Fortis Insurance Company, a Fortis Health member company, as the largest company in the individual market, based on market share, in a February, 1999 article. Fortis Health offers individual major medical policies through John Alden Life Insurance Company and Fortis Benefits Insurance Company as well as Fortis Insurance Company.

Health Savings Accounts        for Quote

Available through Health of America Insurance Agency in the States of MN, TX and WI.

Health Savings Accounts, which combine a high deductible health insurance plan with a tax-advantaged savings plan for medical expenses, are available to self-employed individuals and small businesses. Fortis Health offers HSA-qualified high deductible health insurance plans to both individuals and small businesses. Fortis Health also provides tax-advantaged savings accounts offering competitive rates for seamless HSA administration. HSA plans are offered through both Assurant Health Insurance formerly Fortis Insurance Company and John Alden Life Insurance Company.

Short Term Medical Insurance        for Quote 

Available through Health of Ameica Insurance Agency in the States of MN, TX and WI.

Fortis Health’s Short Term Medical Insurance is designed for individuals who are between jobs, waiting for employer group coverage, laid off, on strike, and seasonal/temporary employees. It is also designed for recent graduates who haven’t started working at a full-time job with benefits, but are no longer covered under a parent’s plan. Fortis Health’s Short Term Medical insurance is a temporary health insurance plan that offers coverage for 30-185 days. Fortis Health introduced the health insurance industry’s first Short Term Medical Plan in 1973, and is the nation’s leading provider of temporary health insurance. Short Term Medical insurance is available through Fortis Insurance Company and John Alden Life Insurance Company.

Small Group        for Quote

Available through Health of America Insurance Agency in the States of MN, TX and WI.

Fortis Health’s small group products primarily serve businesses with 2-50 employees. These plans offer an array of benefit choices to help small businesses design a health plan that meets the needs of employees and the budget of business owners. With the 1998 acquisition of John Alden Life Insurance Company, Fortis Health became one of the largest independent health insurance companies serving small businesses. Fortis Health offers small group health insurance plans through John Alden Life Insurance Company, Fortis Insurance Company and Fortis Benefits Insurance Company.

Student Select        for Quote

Available through Health of America Insurance Agency in the States of TX and WI.

Fortis Health Student Select is a specialty product designed for undergraduate and graduate college students. Student Select provides renewable individual health insurance for single students no longer covered by a parent’s plan; for those living outside the family plan’s HMO or PPO network; and for those seeking a more comprehensive alternative to a college-sponsored plan. Student Select is offered through Fortis Insurance Company.