Dependent Health Insurance
Dependent Health Insurance.
Many competitive health insurance plans are available for your dependents at Health of America Insurance Agency. You may choose to lower your health insurance cost by insuring your dependents on a plan separate from your "high cost" employer group plan when your employer does not contribute to your dependent costs.
Health of America Insurance Agency offers quality affordable carriers that offer low cost health insurance for your dependents when you need it most.
Our quality carriers offer the broadest plan designs available to meet these needs at the lowest possible cost, with co-pay plans, high deductible health plans and major medical plans designed to save you money!
Have a spouse and/or family that are depending on you for health insurance? Consider getting a policy from a group health plan that will offer affordable basic medical coverage. There are various options for you to choose from, so consider them all before deciding which to purchase. Also, see which plans offer the best benefits for an affordable rate. You can look online for instant free quotes on provider web sites and health insurance comparison web sites.
Many parents and their young adult children who worried about losing health insurance dependent coverage after their children moved away from home or graduated from college no longer need to worry.
The dependent coverage extension takes effect on September 23, 2010, six months after the health reform law was enacted. At that time, when insurance plans start a new plan year, they will have to abide by the new dependent coverage rules. The law stipulates that the dependent coverage extension is effective for new plan years beginning on or after September 23, 2010. However, some insurers have said that they will begin to make the extension of dependent coverage available prior to September 2010 for individuals who would otherwise lose coverage.
Approximately 30 percent of Americans between the ages of 19 and 29 have no health insurance. This age group makes up 13 million of the 47 million Americans currently living without health insurance. The Affordable Care Act allows young adults to remain on their parents' or guardians' health plan until age 26. The U.S. Department of Health and Human Services estimates that approximately 2.37 million young adults will be affected by the new law, out of which 1.83 million are currently uninsured.
For a "fast - friendly - free" quote to save you money, just click where indicated or call the number shown for assistance from one of our quality helpful agents / brokers licensed in your state today!